neobank.studio

Real-world assets

On-chain access to off-chain yield.

Tokenized treasuries, private credit, and income-producing real estate from regulated issuers. Settle in USDC, hold like crypto, redeem to bank.

Tokenized AUM

$3.84B

+$140M · 30d

Avg Yield

6.42%

Across 18 issues

Issuers

12

4 jurisdictions

Settlement

T+0

USDC native

Treasury

BUIDL · BlackRock USD

by BlackRock + Securitize

AAA

Daily liquid US Treasuries fund. Tokenized share class on Ethereum, Polygon and Arbitrum.

Net yield · APY

5.18%

AUM
$540M
Min ticket
$5M
Redemption
Daily
ETHPOLARB

Treasury

OUSG · Short Treasuries

by Ondo Finance

AAA

Wrapped iShares Short Treasury ETF (SHV). Permissioned KYC, daily mint/redeem.

Net yield · APY

4.94%

AUM
$280M
Min ticket
$100K
Redemption
Daily
ETHSOL

Treasury

USTB · Superstate

by Superstate Inc.

AAA

US Treasury bills via a regulated 1940-Act fund. Daily NAV, intraday redemption window.

Net yield · APY

5.06%

AUM
$310M
Min ticket
$1M
Redemption
Daily
ETH

Private credit

MapleCo · Trade finance

by Maple Finance

AA-

Senior secured trade-finance receivables, 30–120 day duration. Diversified obligors.

Net yield · APY

8.75%

AUM
$118M
Min ticket
$50K
Redemption
30–120d
ETH

Private credit

Centrifuge · Anemoy

by Anemoy Capital

A

Active T-bill ladder + investment-grade corporate paper. Cayman Islands SPV.

Net yield · APY

7.20%

AUM
$84M
Min ticket
$25K
Redemption
30d
ETHBASE

Private credit

Goldfinch · Senior Pool

by Goldfinch Foundation

BBB

Diversified emerging-market lending. Subordinated by junior tranches; 80% LTV cap.

Net yield · APY

9.60%

AUM
$42M
Min ticket
$10K
Redemption
90d
ETH

Real estate

Lofty · Tulsa SFR

by Lofty AI

-

Single-family rental in Tulsa, OK. 12% gross yield, 7.8% net of mgmt + reserves.

Net yield · APY

7.80%

AUM
$1.2M
Min ticket
$50
Redemption
Open-end
ALGO

Real estate

RealT · Detroit duplex

by RealT

-

Tokenized duplex in Detroit, MI. Rents distributed weekly in USDC. Property mgmt included.

Net yield · APY

8.40%

AUM
$420K
Min ticket
$50
Redemption
Open-end
XDAI

Tokenized equity

Backed · bIB01

by Backed Finance

A+

Tokenized iShares 0–1y T-Bond ETF. Permissionless transfer, daily NAV redemption.

Net yield · APY

NAV-based

AUM
$96M
Min ticket
$1K
Redemption
Daily
ETHPOL